Why sleep affects our health Essay Example | Topics and Well Written Essays - 750 words

Why sleep affects our health - Essay Example These possible negative health effects from sleep deprivation increase health care costs while at the same time decrease productivity in terms of information processing and attention while performing tasks. This insufficiency in sleep is one of the risk factors for major chronic diseases like obesity, diabetes and heart disease. Major restorative functions of the body like repair of tissue, growth of muscle and synthesis of protein occur almost completely during sleep. As seen earlier, sleep deprivation can be caused by habitual behavior, where this is thought of as being harmless as well as the presence of an ongoing pathological disorder or condition associated with reduced total sleep time like sleep apnea and insomnia. Insufficient sleep can affect life expectancy and ones well-being in general. Studies have shown that sleeping for 5 hours or less per night can increase mortality risk by as much as 15%. Sleeping well does not necessarily guarantee that one will be in good health but it helps maintain many vital functions like tissue repair, growth and consequent development. It is not enough to sleep but is important to have quality sleep. This means that sleep should be uninterrupted as much as possible for the 8 hours in adult and for the recommended hours in other age groups. Many of the costs of poor sleep go unnoticed. Medical conditions like diabetes and cardiovascular diseases are likely to develop over long periods of time. This is not to say that this is the only risk factor for these diseases, but coupled with other factors like genetics, poor nutrition and leading a sedentary lifestyle the likelihood of developing these diseased is increased. Insufficient sleep is therefore considered an important risk factor for the development of these diseases and scientists have begun identifying connections that exists to support this. Most of them

Loosening Credit Standards Research Paper Example | Topics and Well Written Essays - 1750 words

Loosening Credit Standards - Research Paper Example ods and services that implies some form of consumer credit (meaning the credit extended is for eventual consumption) by the borrower and the lender expects to be repaid either in money or in kind later on. Credit had been used since immemorial times back to Biblical periods or even extending back to antiquity as shown by the Hammurabi Code of ancient Babylon in which there was the provision for punishment for people who do not pay their debts or try to escape their financial responsibility by absconding or running away. The purpose of credit had always been the same; it is used to facilitate the exchange of goods and services long before modern economics came into being as a distinct academic discipline and as a legitimate profession itself. The Hammurabi Code consisted of about 282 laws with approximately half of these laws dealing with commercial contracts in which there is a graded punishment for contract violators. In modern free-market capitalist economies today, the sanctity of contracts is always upheld to help promote trade and commerce by creating conditions of trust in which parties to a transaction are assured of payment and other stipulations by which to ensure compliance by the other party. The loosening of strict credit standards can lead to serious, unforeseen, and dire consequences for an entire economy because it causes higher credit default rates as borrowers cannot pay. Credit is used in perhaps ninety percent of all commercial transactions compared to the use of cash. This is because cash can be limited at times which can hinder the completion of any contemplated transaction; credit provides the necessary link for the transaction to push through despite the absence or lack of sufficient cash on the part of the buyer. If the seller is willing to be trusting or take a risk as to the trustworthiness of a buyer, then credit is extended. People trusted other people to honor financial obligations in such ways as a mere handshake to seal a deal.